About Meezan
Most Shariah screening apps give you a simple red or green light. That works fine for obvious cases — banks are haram, tech is usually halal. But what about a Bitcoin miner that holds crypto on its balance sheet? A leveraged Bitcoin proxy like MSTR? A gold mining ETF that uses interest-based hedging? The answers aren't simple, and most tools pretend they are.
Meezan exists to give Muslim investors nuanced, conversational analysis — not just a verdict, but the reasoning behind it, the scholarly debates around borderline cases, and the purification guidance when it's needed. Free forever. No signup required.
I'm Saif — a Muslim investor based in Windsor, Canada, with a background in crypto and fintech customer support. For years I've wrestled with the same question many of us face: can I actually own this?
The existing halal screening apps are good at covering obvious cases. Zoya, Musaffa, and Islamicly have done excellent work building out databases of mainstream stocks and ETFs. But I kept running into holdings they either didn't cover or gave contradictory verdicts on — Bitcoin miners, leveraged crypto proxies, gold miners with complex hedging structures, emerging DeFi tokens.
Instead of waiting for someone else to solve this, I built Meezan. It uses AI to reason through the same Shariah principles a scholar would apply, but it can handle the weird cases too. It's not a replacement for qualified scholarly guidance — it's a starting point that shows you the considerations, the debates, and where the uncertainty lies.
Weapons manufacturers and surveillance tech companies often pass standard AAOIFI financial screens. Meezan weights these ethical concerns heavily — a company whose primary business requires harming or oppressing others cannot be made halal by good debt ratios.
Most apps give you a verdict. Meezan explains the reasoning, flags scholarly disagreements, and acknowledges when the answer genuinely depends on which madhab you follow.
Bitcoin miners, leveraged crypto proxies, staking protocols, prediction markets — the assets existing tools struggle with. Meezan was built with these in mind from day one.
When a holding is borderline, Meezan tells you whether purification is required and what to consider — not just "don't hold this."
Meezan does not claim to calculate precise AAOIFI financial ratios — that requires specialized data that AI cannot reliably extract. For ratio-precise screening, use Zoya or Musaffa. Meezan is the reasoning layer on top.
No subscription. No paywalls. No hidden premium tier. If Meezan helps one Muslim invest with more clarity, it's worth running.
Meezan's AI analysis focuses on what AI does well: business activity evaluation, ethical screening, and scholarly reasoning on borderline cases.
The core criteria Meezan evaluates:
Precise AAOIFI financial ratio screening — like calculating exact debt-to-market-cap or interest income percentages — requires specialized financial data that isolates interest-bearing debt from lease liabilities, derivatives income from standard interest, and similar distinctions. This is genuinely hard, and AI cannot reliably do it from general training data.
For precise financial ratio compliance, use certified screeners like Zoya or Musaffa. They license proper financial data and have qualified scholars on staff. Meezan is best used alongside those tools, not as a replacement for ratio-precise screening.
Meezan's value is in the reasoning layer — explaining why a stock passes or fails, surfacing ethical concerns that pure ratio screens miss, handling borderline cases that databases can't categorize, and providing nuanced crypto analysis where mainstream screeners are weak.
Meezan is not a religious authority. It's a tool built by a Muslim investor to help other Muslim investors think through holdings more carefully.
The verdicts you see reflect mainstream scholarly opinion filtered through AI analysis of company financials and business activities. For any holding that matters to you — especially large positions or anything you feel uncertain about — please consult a qualified Islamic finance scholar.
Meezan is also not financial advice. Shariah compliance tells you whether an investment is permissible. It doesn't tell you whether it's a good investment.
Meezan is early. Features being considered based on user feedback:
If you have ideas or feedback, I'd genuinely love to hear them. Meezan gets better when Muslim investors tell me what they actually need. Reach out at blazeonu@gmail.com.